Home Renovation for (Less Than) the Cost of an iPhone 8 By the Experts at HomeAdvisor Editor’s Note: This was originally published on RISMedia’s blog, Housecall. See what else is cookin’ now at blog.rismedia.com: A Front Door, Flooring and Other ‘Happy’ Home Upgrades Give Your Home a Facelift: Home Improvement Projects for Less Than $500 4 Reasons Why Bamboo Is Taking Home Decor by Storm With every new iPhone release, we discover new ways we can’t live without our devices. The iPhone 8 is waterproof, rustproof, and has the most durable glass yet. It has enhanced stereo speakers, wireless charging, a stellar camera and more. However, it comes at a hefty price: $699-$949. You may see that price tag and think, “There is so much I could do with $1,000!”—and you’re right. With $1,000, you could buy a thousand donuts, fly to Europe and back, or even take a couple of cruises—or, you could tackle a home renovation, which will add value and character to your home. You may be surprised by the scope of projects you can pursue with a $1,000 budget. Here are a few to get you inspired. Swap out your old front door. The front door is a signature part of your home’s first impression. If you’re selling your property, a brand-new door in a flattering color can help draw buyers. If you’re renovating for yourself, you can choose a door that speaks to your personality and makes your house feel fresh. Front Door Installation: $900 Give your bathroom an upgrade. With this budget, you can have both your toilet and your sink replaced professionally. These two elements can instantly change the way your bathroom looks and feels. Seriously: Each installation takes less than two hours! If you’ve always wanted a porcelain vessel sink, consider treating yourself now. Sink Installation: $400 Toilet Installation: $400 Get the kitchen island you’ve been dreaming of. Didn’t realize you could have kitchen island for less than $1k? Now that you know, it’s time to get to planning! These fixtures afford so many conveniences. You can chop and prepare foods, create an eating area, or use their drawers and cabinets for storage. You can get a medium moveable island with cabinets and a butcher block top for $225-$550. Built-in ones typically range in price from $500-$2,000. Kitchen Island Installation: $130-$2,000 Ditch that rickety garage door. An old garage door can make you feel less secure and bring down your curb appeal. With a new one, you can change up the color and style, and consider useful features like insulation. Some homeowners brave this as a DIY renovation, but that approach is not recommended. These doors are heavy, and if the electrical system is compromised during the installation, you could be looking at a big headache. Garage Door Installation: $1,000 Try your hand at a DIY project. You can make some excellent additions to your property all on your own, with a little bit of handy work. Follow a step-by-step guide or buy a ready-made unit to guarantee correct installation, and you’ll be flying through the renovation like a pro. Here are a few which will come in under $1,000. Add cabinets to your laundry room. You’ll wonder how you ever lived without them. Even one or two cabinets can make a huge difference, allowing you store laundry items out of sight and keep the room more manageable. Basic cabinets run about $150-$200 each. Treat yourself to built-in bookshelves. It sounds more complicated than it has to be. You can actually purchase pre-made shelving units and install them yourself for $200-$500. Gather all of those books and knick-knacks from cluttered surfaces and integrate them into one cohesive, organized space. Spruce up your outdoor space with a bistro patio. This is a big project, but it will be well worth it to have an outdoor gathering space for those good weather days. These patios are typically seven feet by seven feet, which is a perfect size for the DIY-inclined. Outfit it with a few chairs and a firepit, for casual nights under the stars. Materials cost anywhere from $400-$900. There are many possibilities with a budget the size of an iPhone 8 price tag. Each of them has the potential to add value to your house, by upping the curb appeal and creating useful amenities. If you have $1,000 to put toward a home renovation, you can make it go a long way with any of these high-impact projects. For all your Real Estate needs wether Buying or Selling our qualified experts get the job done. Visit us at www.RemaxTampa.com (813) 814-0568 Hillsborough/Manatee (727) 418-8850 Pinellas/Pasco



Average U.S. rate on 30-year mortgage up to 4.02%

Average long-term U.S. mortgage rates were mixed this week, marking slight increases or declines but remaining close to high levels for the year.

Mortgage giant Freddie Mac said Thursday the average rate on a 30-year fixed-rate mortgage edged up to 4.02 percent this week from 4 percent a week earlier. The rate on 15-year fixed-rate mortgages slipped to 3.21 percent from 3.23 percent.

Mortgage rates have increased in recent weeks, in the midst of the spring home buying season, as the economy has shown signs of improvement.

Government data issued Tuesday showed that purchases of new U.S. homes surged in the Northeast and West last month, as steady job growth over the past year has lifted the housing market. Sales of new homes have soared 24 percent year-to-date and are on pace for their best year since 2007. They’ve been bolstered by the additional incomes from employers hiring 3.1 million workers in the past 12 months and mortgage rates that remain low by historical standards despite their recent increase.

A year ago, the average 30-year rate was 4.14 percent; the 15-year was slightly above its current level, at 3.22 percent.

To calculate average mortgage rates, Freddie Mac surveys lenders across the country at the beginning of each week. The average doesn’t include extra fees, known as points, which most borrowers must pay to get the lowest rates. One point equals 1 percent of the loan amount.

The average fee for a 30-year mortgage was unchanged from last week at 0.7 point. The fee for a 15-year loan rose to 0.6 point from 0.5 point.

The average rate on five-year adjustable-rate mortgages fell to 2.98 percent from 3 percent; the fee remained at 0.4 point. The average rate on one-year ARMs declined to 2.50 percent from 2.53 percent; the fee rose to 0.3 point from 0.2 point.


REDUCED 100K TO $849,500

The Saddlebrook Resort is known as Tampa Bay’s premier Golf, Tennis and Spa Destination Resort, and has a stunning home waiting for a new Family! Enjoy a life of luxury in this exquisite atrium home situated on a cul-de-sac and golf course. Open the door to tropical atriums and walk between them to a huge great room with a gas fireplace to enjoy. Any Chef would love to cook in the state of the art kitchen with subzero refrigerator, thermidore range and double wine cooler. Entertaining is a breeze in the indoor/outdoor Florida room with full kitchen, Viking grill and bar. After a long day, retire to the master bedroom retreat, with a sitting area and fireplace. Tranquility awaits in the luxurious master bath with vessel tub and delightful walk in shower. Golf Course views abound from the bedrooms, exercise room, sitting room, office, FL room and pool, spa and lanai! Enjoy endless hours relaxing in the heated spa and pool. The home has 5 A/C units for your comfort and a 3 car garage for your toys. Incredible upgrades include gorgeous tray ceilings, carved and leaded glass doors, an in-law suite with full kitchen, Anderson French door sliders, 2 fireplaces, a lovely courtyard, garden pathways and a circular staircase. The Saddlebrook Resort is set on over 500 acres, and has two 18-hole Arnold Palmer signature golf courses, 3 pools, a fitness center, 45 tennis courts, 2 volleyball courts, a regulation basketball court, 3 on site restaurants and a European Style Spa.